Merchant Account Services

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Online Credit Card Processing

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e-Commerce

Since 1992  
Outstanding Merchant Support
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FAQ

This page provides a number of answers to common questions about PayByWeb.com and merchant services in general.
Just enter a few words to search through our question list and the matching issues will be listed for you to bowse.
Search FAQ:
What is a gateway? Do I need one?
What is a Gateway?
What does the Gateway provide?
How long does it take to setup my Authorize.net Gateway?
How long does it take before I see the funds deposited into my bank account?
What credit cards can I accept using the Gateway?
How do I enter orders into the gateway?
I/we already have Amex and/or Discover accounts. Can we add them to a new merchant account and use Authorize.net's gateway?
What happens to my Authorize.net gateway if I change Merchant Account providers?
Is there a recurring billing option available?
We have a shopping cart, will the gateway work?
How difficult is integrating my Authorize.net gateway with my website?
What credit cards can I accept?
What do I need to get started?
Is this account for my High Risk Business?
How often do I receive funds from my merchant account?
What Terminal will I be setup with?
How long has Paybyweb been in business?
What is my total cost to get started?
What name will appear on my customer's credit card statement?
Who will my merchant account be set up with?
How long will it take to get my account up and running?
What credit cards can I accept?
What do I need to get started?
How often do I receive funds from my merchant account?
How long has Paybyweb been in business?
What happens if I apply for the Retail account but use it for my non retail business?
Can I add eCHECK as well?
How long will it take to get my account up and running?
What credit cards can I accept?
What do I need to get started?
How often do I receive funds from my merchant account?
What Gateway will I be setup with?
How long has Paybyweb been in business?
Can I have a merchant account AND accept Paypal?
Do most shopping carts support Paypal?
How do I cancel my merchant account?


What is a gateway? Do I need one? The gateway connects your website to the merchant account. It also provides a Virtual Terminal for manual order entry. Merchant accounts do NOT work without a gateway. Gateway providers include Verisign, Authorize.net, and Plugnpay.com. We are Registered Resellers for Authorize.net, Linkpoint, and Plugnpay.com. Unless otherwise requested, your account will be setup with Authorize.net. Top

What is a Gateway? A gateway is the link from your website or shopping cart, to the bank! A gateway is required. Top

What does the Gateway provide? Your Authorize.net gateway provides 24 hour access to a Virtual Terminal (manual order entry screen), detailed reporting, processing online checks, and more. Top

How long does it take to setup my Authorize.net Gateway? Hours. Yes, your Authorize.net gateway is generally setup within a few hours of completing the online application. Top

How long does it take before I see the funds deposited into my bank account? Funds are deposited daily, 2-3- business days after the batch closes. Top

What credit cards can I accept using the Gateway? All of them. Visa, Mastercard, Amex, Discover, Diners, JCB, and Debit. Top

How do I enter orders into the gateway? Orders can be entered via your website, manually via the virtual terminal, or batch uploaded. Top

I/we already have Amex and/or Discover accounts. Can we add them to a new merchant account and use Authorize.net's gateway? Absolutely, when you apply for a new merchant account, simply add your existing Amex/Discover Merchant ID number into your application. When your new account and gateway are set up, your existing Amex and Discover accounts will automatically be added. Top

What happens to my Authorize.net gateway if I change Merchant Account providers? Once you are setup with your Authorize.net gateway, you OWN it! It belongs to YOU! You can use it with any merchant account provider that you choose. Top

Is there a recurring billing option available? Absolutely! You can enter orders to charge daily, weekly, monthly etc.. You can even pre-set the number of payments requested. The recurring billing functionality is totally customizeable. This optional service is available at a surcharge. Top

We have a shopping cart, will the gateway work? Glad you asked. Authorize.net is the Worlds Largest gateway provider. They integrate with virtually every shopping cart provider, 99% of all carts available today. In most cases, setting up your Authorize.net gateway to work with your shopping cart is easy as entering in a login and password. Top

How difficult is integrating my Authorize.net gateway with my website? Web developers have found the website integration to be rather simple. Detailed Integration specs are available at any time by clicking HERE. Top

What credit cards can I accept? Visa, MasterCard, Amex, Discover, Diners, and JCB are all available. Top

What do I need to get started? A checking account located in the U.S. Be at least 18yrs old, and have a SSN or EIN. Top

Is this account for my High Risk Business? No. This merchant account is for non- adult, product/service based businesses. For High Risk businesses click HERE. Top

How often do I receive funds from my merchant account? Funds are deposited DAILY, after 3 business days. Top

What Terminal will I be setup with? We will set you up with WAY Systems wireless terminal. It will arrive pre-configured and ready for immediate use. Top

How long has Paybyweb been in business? Paybyweb has been in business since 1992. Top

What is my total cost to get started? Zero! You pay nothing to get started. Top

What name will appear on my customer's credit card statement? Your business name! Whatever name you use on your application will appear on their statement. Top

Who will my merchant account be set up with? Your merchant service provider will be National Merchant Bancard. Top

How long will it take to get my account up and running? Your account can be up in as little as one day. Top

What credit cards can I accept? Visa, MasterCard, Amex, Discover, Diners, and JCB are all available. Top

What do I need to get started? A business and checking account located in the U.S. Be at least 18yrs old, and have a SSN or EIN. Top

How often do I receive funds from my merchant account? Funds are deposited DAILY, after 3 business days. Top

How long has Paybyweb been in business? Paybyweb has been in business since 1992. Top

What happens if I apply for the Retail account but use it for my non retail business? That could be BAD. Using a merchant account for purposes other than it is intended can land you on the Terminated Merchant File (TMF), which can prevent you from ever getting another merchant account in your name. Further, making false statements to a bank or financial institution in order to obtain a merchant account can be construed as bank fraud. We SERIOUSLY don't recommend it. The rates are low for all of our accounts. Pick the one that best suits your business. Top

Can I add eCHECK as well? Absolutely! In fact, we will set up your e-Check service FREE when your merchant acct is setup. Top

How long will it take to get my account up and running? Your account can be up in as little as ONE day. This is based on your application being complete. Top

What credit cards can I accept? Visa, MasterCard, Amex, Discover, Diners, and JCB are all available. Top

What do I need to get started? A checking account located in the U.S. Be at least 18yrs old, and have a SSN or EIN. Top

How often do I receive funds from my merchant account? Funds are deposited DAILY into your checking account. Top

What Gateway will I be setup with? Once approved, we will email you notification. We will then build your Authorize.net gateway which provided 100 FREE transactions every month. Top

How long has Paybyweb been in business? Paybyweb has been in business since 1992. Top

Can I have a merchant account AND accept Paypal? Certainly. Top

Do most shopping carts support Paypal? Yes. Most shopping cart providers either provide an API or code in their systems so that their customers can accept Paypal. Top

How do I cancel my merchant account? Paybyweb offers different merchant accounts with different providers. Simply email us your request and we will provide you with the instructions. Top

 
 
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