In 1992, ChekDEBIT, Inc. began processing its first check by phone transactions.  For years, companies like Olan Mills, Jenny Craig, Allstate Motor Club, AAA, Investor's Business Daily, Glamour Shots, Montgomery Ward, Nightingale Conant, and thousands of others have trusted us to handle their check processing business.

Now called Paybyweb, our check merchants receive the same care, support, and professional service.  Paybyweb offers a complete line of check services to merchants throughout the world.  In addition to standard services, we provide many ancillary services such as LIVE bank verification, Notification Mailing, and more.  Below is a list of the check services provided.

• ACH/EFT
  Electronic Check transaction in which check data is processed electronically.  This is a paperless transaction.  Funds deposited directly into the merchant's bank account. 
  Pricing similar to a credit card transaction.
  
  
• e-CHECK
  Electronic Check transaction that integrates with Authorize.net's gateway.  This service allows the merchant account and electronic check services to be integrated into one gateway or virtual terminal. 
  Pricing similar to a credit card transaction.
  
  
• CHECK BY PHONE / CHECK DRAFT  Free Sign up:
  Merchants transmit check requests to Paybyweb for printing.  Paper checks are printed by Paybyweb and returned to merchant where they are endorsed and deposited into merchant's checking account for clearance. 
  Pricing based on per check printed fee.
  
  
• LIVE BANK VERIFICATION
  A service whereby Paybyweb bank verifiers call banks for each check submitted and verify valid routing, account, funds availability, and name on account, when available.
  Pricing based on per item verified
  
  
• POSTCARD NOTIFICATION MAILING
  Paybyweb prints and mails a postcard for each check processed to the customers informing/reminding them that a check will be deposited against their account.  This service complies of the requirements of 16CFR Part 310 - The Telemarketing Sales Rule, as well as serves as a great reminder to help ensure that funds are available when the check is presented. 
  Pricing based on per mailpiece.

Make a selection from the list at left