Apply today and once approved, we'll ship your new terminal, already programmed, and ready to start swiping!
Setting Up The Account is Easy: 1. Sign up for the account by clicking the APPLY HERE, IT'S FREE! link. 2. Once approved, you will receive your FREE TERMINAL. 3. You can begin accepting credit cards in as little as two days!
Commonly Asked Questions
Q:
What is my total cost to get started?
A:
Zero! You pay nothing to get started.
Q:
What name will appear on my customer's credit card statement?
A:
Your business name! Whatever name you use on your application will appear on their statement.
Q:
Who will my merchant account be set up with?
A:
Your merchant service provider will be National Merchant Bancard.
Q:
How long will it take to get my account up and running?
A:
Your account can be up in as little as one day.
Q:
What credit cards can I accept?
A:
Visa, MasterCard, Amex, Discover, Diners, and JCB are all available.
Q:
Do I need a Terminal?
A:
We will send you a brand new terminal absolutely FREE. Pay only a small programming, shipping, and handling fee.
Q:
What do I need to get started?
A:
A business and checking account located in the U.S. Be at least 18yrs old, and have a SSN or EIN.
Q:
Is this account for my High Risk Business?
A:
No. This merchant account is for non- adult, product/service based businesses, in which the cardholder is PRESENT and the credit card is swiped. This is why the rates are significantly lower.
Q:
How often do I receive funds from my merchant account?
A:
Funds are deposited DAILY, after 3 business days.
Q:
How long has Paybyweb been in business?
A:
Paybyweb has been in business since 1992.
Q:
What happens if I apply for the Retail account but use it for my non retail business?
A:
That could be BAD. Using a merchant account for purposes other than it is intended can land you on the Terminated Merchant File (TMF), which can prevent you from ever getting another merchant account in your name. Further, making false statements to a bank or financial institution in order to obtain a merchant account can be construed as bank fraud. We SERIOUSLY don't recommend it. The rates are low for all of our accounts. Pick the one that best suits your business.
Q:
What do I need for my free terminal to work?
A:
All you need is a phone line. Your terminal can also share an existing phone line. The terminal is shipped to you programmed and ready to start swiping.
By clicking on the APPLY HERE link above, you understand that you are applying for a merchant account with Paybyweb, in Association with NMB (National Merchant Bancard). If you don`t generate $25 per month in fees, NMB will charge you $25. More importantly, if you don`t generate $25 in fees a month...you most likely don`t need a merchant account!
1 A small fee may apply to cover terminal programming and shipping. 2 Rate for Check Card. Qualified Visa/MC transactions at 1.84%.
PayByWeb Providing
"Consumer Safe" Transaction Processing Since 1992
